Last Updated: January 2026
Welcome to Kidbank. These Terms and Conditions ("Terms") govern your use of the Kidbank mobile application and services (the "Service"). By accessing or using Kidbank, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.
1. Acceptance of Terms
By downloading, installing, or using Kidbank, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are a parent or guardian creating an account for a child, you represent that you have the authority to agree to these Terms on behalf of your child and your household.
2. Eligibility and Account Creation
Kidbank is designed for families with children aged 6-17. Parents or legal guardians must create and manage family accounts. You must be at least 18 years old to create a parent account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3. Service Description
Kidbank provides a family finance platform that helps parents teach children about money management through allowance automation, savings goals, tasks, and financial education features. The Service is designed for educational and family management purposes only and does not constitute banking, financial, or investment services.
4. Parental Responsibility
Parents are solely responsible for supervising their children's use of Kidbank, setting appropriate limits, approving transactions, and ensuring that children use the Service appropriately. Kidbank provides tools to support parents, but parents maintain full responsibility for their children's financial education and safety.
5. User Conduct
You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service. You agree not to attempt to gain unauthorized access to any part of the Service, other accounts, or computer systems connected to the Service. You are responsible for all content and activities under your account.
6. Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using Kidbank, you consent to the collection and use of information as described in our Privacy Policy.
7. Intellectual Property
All content, features, and functionality of Kidbank, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Kidbank or its licensors and are protected by copyright, trademark, and other intellectual property laws.
8. Service Modifications and Availability
We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We do not guarantee that the Service will be available at all times or that it will be free from errors, interruptions, or security vulnerabilities.
9. Limitation of Liability
To the maximum extent permitted by law, Kidbank and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.
10. Termination
We reserve the right to terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.
11. Changes to Terms
We may update these Terms from time to time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes acceptance of the updated Terms.
12. Contact Information
If you have any questions about these Terms, please contact us through the app's support feature or at the contact information provided in our Privacy Policy.